Postgraduate Certificate in Commercial Banking (CCB)

Programme design by Professor Moorad Choudhry

This is a 50-hour course (includes 32 hours of self-directed learning).

Programme Overview

This postgraduate-level certificate provides a practitioner-focused understanding of commercial banking, covering core principles, operational processes, and risk management practices used globally.

Participants will gain both technical knowledge and practical insights into how banks operate, manage risk, and serve customers in a regulated environment.

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Teaching Aims

• Develop a strong understanding of the commercial banking business model
• Explore bank products, pricing, and profitability drivers
• Build expertise in risk management frameworks
• Understand customer relationship management and ethical conduct
• Analyse asset-liability management (ALM) and governance structures

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• Start Date: Tuesday 13th October 2026
• Limited Availability: Enrol today
• Delivery Mode: Live Online & Recorded
  • Flexible learning over 8 weeks
  • 6 lectures (3 hours weekly)
  • Exam prep in the 7^th week
  • The examination will be sat in the 8^th week of the course, on 1^st December 2026.
• Q&A weekly lecture forum: Students can submit questions on the forum that will be answered each lecture week.
• Structured Assessment: Final examination, Coursework & Certificate
• Core Text: Choudhry, M., The Principles of Banking, 2^nd edition, Singapore: John Wiley & Sons 2012, 2023
  (This title is designated the “Core Text” and will be supplied as an e-book to all students)
• Total Learning Hours: 50 hours
• Instructors: BTRM Faculty
• Empowering Global Talent: Emerging Markets Subsidy

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Course Faculty

• Professor Moorad Choudhry
• Professor Chris Westcott
• Additional BTRM Faculty

Course Content and Delivery

1. Module introduction and objectives

This graduate-level course is a practitioner-developed and practitioner-orientated programme of teaching that will enable students to develop a sound level understanding of the core principles, policies and processes of commercial banking, as practised by banks around the world. Students will become familiar with management of key processes and risks in banking.

Synopsis of the curriculum:

Banking business model

• Products, rates, net interest margin, the yield curve
• Customer service, ethics and good conduct
• Relationship management

Bank risk management

• Credit risk management
• Operational risk management

Bank asset-liability management (ALM)

• Capital, liquidity, funding and market risk
• The ALM Committee (ALCO)

Governance and Committee best practice

2. Intended subject specific learning outcomes

By the end of this module, students will:

• Be familiar with the commercial banking model
• Demonstrate knowledge of, understanding of, and the ability to implement concepts of good customer service and treating the customer fairly
• Manage customer relationships
• Understand the terms and conditions of bank loan and deposit products
• Be able to interpret the shape of the yield curve
• Work through policy for a bank’s liquidity risk management
• Understand key principles of loan origination and credit risk management
• Apply knowledge and techniques learned in the module to understand ALM risk
• Review and assess the effectiveness of corporate governance practice in a bank, and the role of the bank asset-liability committee (ALCO), and make recommendations for improvement.

3. Intended generic learning outcomes

By the end of this module, students will be able to demonstrate:

• An ability to work in groups and teams.
• Problem solving and decision-taking skills.
• Numeracy and quantitative skills.
• Research skills in the finance and banking area.
• An ability to work with complex material including bank management information (MI).
• Communication and report- and policy-document writing skills.
• An ability to work and analyse independently and objectively
• An ability to present MI and policy to a group of peers and executives
• An ability to analyse and interpret data and recommend improvements to policy.
• An ability to work independently and formulate objective policy

4. Teaching structure

Teaching will comprise six lectures, delivered once per week over six weeks. Each lecture will be 3 hours in length (includes 30-minute post-lecture seminar and Q&A).