Cetina’s Bank Treasury Talk

We are delighted to introduce our new BTRM column by Jill Cetina, a highly respected expert in bank treasury risk management. With extensive experience in financial regulation and risk oversight, Jill brings deep insights into the evolving challenges faced by treasury professionals. Her column will explore key topics such as liquidity risk, balance sheet management, and regulatory developments, providing valuable analysis and practical perspectives. As the banking landscape continues to shift, Jill’s expertise will help readers navigate complexities and stay ahead of industry trends. Stay tuned for her thought-provoking commentary and expert guidance in each edition.

Cetina #7: Tipping Point — ‘Detox’ or Stagflation and Recession Risks? And Don’t Blame This One on the Fed (Unless They Continue with QT in March)!


Cetina #6: February 2025: US growth likely to weaken; Fed QT to end; but tail risks rising


Cetina #5: January 2025: Kobayashi Maru and risks to banks around 2025 US economic policy inflections


Cetina #4: December 2024 – A Kind of Hawkish December Rate Cut – the Federal Reserve’s White Elephant Gift to Banks and Markets


Cetina #3: November 2024 – Post US Election: Picking up Pennies in Front of Steamrollers and Walking Past Dollar Bills


Cetina #2: October 2024 – The Slippery Business of Fixing US Bank Liquidity and What Could Help


Cetina #1: September 2024 – Keeping score: There were three “invisible” gorillas at the Sept FOMC.  What does it mean for US banks?

Jill Cetina: Executive Professor and Associate Director of Commercial Banking Program: Texas A&M University

Jill Cetina is the associate director of the commercial banking program and an executive professor finance at the Mays Business School at Texas A&M. She is also a faculty member in the Bank Treasury Risk Management (BTRM) certification, a 2024-2026 Conference of State Banking Supervisors economic research and policy scholar and semi-recurring contributor to American Banker.