Professor Moorad Choudhry is an independent non-executive director at SBUK Limited, in London; he was latterly Treasurer, Corporate Banking Division at The Royal Bank of Scotland. He began his City career at the London Stock Exchange in 1989.

Moorad is a Fellow of the Chartered Institute for Securities & Investment, a Fellow of the London Institute of Banking and Finance, a Fellow of the Global Association of Risk Professionals, and a Liveryman of The Worshipful Company of International Bankers. He is author of The Principles of Banking (John Wiley & Sons 2012, 2023).

Moorad was born in Bangladesh and lives in Surrey, England.

Chris Westcott has over 30 years of experience in the banking industry, with the majority of time spent in the field of Treasury management. He has held a range of senior positions in the Treasury functions of both Nat West and Royal Bank of Scotland in the UK. These have included divisional Treasurer roles and various project assignments, such as leading the development of an in-house securitisation capability and the integration of the ABN AMRO Treasury function post-acquisition.

In the lead-up to the implementation of CRD IV, Chris was the Basel 3 Programme Director for RBS, accountable for over-seeing the group-wide set of projects to achieve compliance with the new regulations.

Chris joined the BTRM Faculty in 2014, and is also a Fellow of the Higher Education Academy.

Malgorzata leads Treasury and Market Risk Advisory at Avantage Reply, in London. She previously worked at Santander UK and in the Global Banking and Markets Treasury division at The Royal Bank of Scotland, alongside Professor Moorad Choudhry. Her professional interests focus on exploring how portfolio construction, funding and liquidity strategies can be integrated to strengthen organisational resilience. She holds an MSc from the Warsaw School of Economics, is GARP-certified in Sustainability and Climate Risk, and mentors through Women in Banking and Finance.

Amit Bansal is the Head of Liquidity Risk Oversight, Intra-Group Funding, and Treasury CRO for Digital Assets and SC Ventures at Standard Chartered Bank in Singapore. He was previously with Credit Suisse. He has held front-to-back roles across Private Banking, Investment Banking, and Treasury – spanning multiple geographies (US, UK, and Asia). Amit holds a Bachelor’s degree in Computer Engineering from the University of California and an MBA in Finance from the Asian Institute of Management, Philippines. He is a BTRM Alumnus with Distinction.