“I enrolled in the BTRM Advanced Treasury Masterclass upon the recommendation of our Head of Treasury, a BTRM-certified specialist, as part of my development path in Asset and Liability Management. As this was my first BTRM training, I greatly appreciated the programme’s structured, academically rigorous approach combined with highly practical insights tailored to real banking environments.

The course offered a clear and comprehensive framework for understanding Funds Transfer Pricing, including methodologies, behavioural assumptions, liquidity and capital integration, and the strategic role of FTP within ALM and ALCO. The live weekly format allowed me to absorb complex concepts methodically and apply them directly to ongoing analytical work within my team.

Dr. Beata Lubinska’s delivery was particularly impactful. Her ability to translate theoretical constructs into actionable treasury practices, supported by case studies from emerging markets, elevated the programme’s relevance and made the learning experience exceptionally engaging. Her teaching style fostered clarity, discipline, and confidence in applying FTP as a decision-making tool.

I would strongly recommend this course to professionals working in Treasury, ALM, Finance or Risk who aim to strengthen their strategic understanding of balance sheet optimization and internal pricing. The Masterclass provides both depth and practical value, making it an excellent choice for institutions seeking to enhance their internal FTP frameworks.”

“The first thing that resonated with me especially because I work on the ALM desk, was the pricing of both the asset side and liability side. The course showed how FTP can be used as a strategic tool that links the three core parts of the bank: The ALM function, the business units, and the treasury unit, which acts as the “bank within the bank.” It really helped me understand how FTP enhances profitability and helps shape the balance sheet by aligning those three areas…

My advice would be, definitely take the course.

FTP is a strategic tool that improves pricing decisions for products and services, helps shape the balance sheet, and gives you the ability to align it with the organisation’s risk appetite and objectives.

It’s incredibly valuable if you’re working in ALM, treasury, or balance sheet management.”