“I enrolled in the BTRM Advanced Treasury Masterclass upon the recommendation of our Head of Treasury, a BTRM-certified specialist, as part of my development path in Asset and Liability Management. As this was my first BTRM training, I greatly appreciated the programme’s structured, academically rigorous approach combined with highly practical insights tailored to real banking environments.

The course offered a clear and comprehensive framework for understanding Funds Transfer Pricing, including methodologies, behavioural assumptions, liquidity and capital integration, and the strategic role of FTP within ALM and ALCO. The live weekly format allowed me to absorb complex concepts methodically and apply them directly to ongoing analytical work within my team.

Dr. Beata Lubinska’s delivery was particularly impactful. Her ability to translate theoretical constructs into actionable treasury practices, supported by case studies from emerging markets, elevated the programme’s relevance and made the learning experience exceptionally engaging. Her teaching style fostered clarity, discipline, and confidence in applying FTP as a decision-making tool.

I would strongly recommend this course to professionals working in Treasury, ALM, Finance or Risk who aim to strengthen their strategic understanding of balance sheet optimization and internal pricing. The Masterclass provides both depth and practical value, making it an excellent choice for institutions seeking to enhance their internal FTP frameworks.”

“You have participants from different countries, markets and institutions, all facing different challenges. So the course becomes not only a conceptual learning tool but also a practical one, because real problems and real institutional questions come up. My advice would be to come prepared understand your own institution’s challenges so you can relate them to what is being discussed. That way you get far more than just the conceptual foundation.”

“We are currently reviewing many parts of the FTP framework in our bank. This is something we review constantly anyway, but now we are able to challenge certain ideas and assumptions based on what we learned during the course.”

“I was a bit concerned I might be on the back foot because I haven’t had as much hands-on FTP experience as someone working in a bank. But the course included a lot of practical examples that really helped supplement the theory. It can get quite detailed, so having case studies and real examples made it much easier to digest. Working through the content alongside everyone else, hearing their questions, and being able to ask my own was incredibly useful.”

“The course showed how FTP can be used as a strategic tool that links the three core parts of the bank: The ALM function, the business units, and the treasury unit, which acts as the “bank within the bank.” It really helped me understand how FTP enhances profitability and helps shape the balance sheet by aligning those three areas.”