ALCO Magazine

ALCO is the joint publication of Oracle Financial Services and the BTRM. ALCO seeks to review, discuss and recommend on every aspect of banking that is the responsibility of the Asset-Liability Committee, the most important risk and policy forum in every bank. The magazine publishes practitioner best-practice as well as research papers covering all major fields in finance and banking. The aim of ALCO is to provide an outlet for the increasing flow of industry, regulatory and policy comment concerning financial institutions and the capital markets within which they function. Emphasis is placed on industry best-practice as well as the latest developments in bank risk management, balance sheet management and ALM. Every aspect of banking is in scope, from retail and digital to wholesale and international. ALCO's purpose is to improve communications between, and within, the practitioner community and policymakers and operational decision makers at financial institutions and the regulatory authorities.



           Issue #1 - April 2018                 Issue #2 - August 2018               Issue #3 - November 2018                        Issue #4 - May 2020


Main subjects covered include, but are not limited to: Asset-Liability Management, Basel III, Balance Sheet Management, Capital Management, Capital Markets, Funds Transfer Pricing, ICAAP / ILAAP, IRRBB, Liquidity Risk Management, Regulatory Relationships and the Yield Curve.


Treasury Senior Management, Heads of ALM / Money Markets, Asset-Liability Committee, (ALCO) membership, Finance Senior Management, Risk Senior Management, Heads of Balance Sheet Management, Liquidity Managers, Liquidity stress testing, Balance Sheet Managers, Funds Transfer Pricing

Treasury consultants, Regulators in the liquidity risk space, Policy analysts in central banks, Product controllers, ALM Managers, Internal Auditors, Operational risk management, Capital stress testing, ICAAP and ILAAP submission.


ALCO is distributed globally, by Oracle Financial Services 


Professor Moorad Choudhry, FCSI FLIBF FIoD, Founder of the BTRM

• Managing Editors

Werner Coetzee, Course Director at the BTRM

Ziauddin Ishaq, Global Solutions Lead for Treasury at Oracle FS 

• Submission Guidelines

ALCO welcomes article submissions from industry and academia. Please submit your manuscript by email to:

Questions about the magazine and the status of articles are welcome by email.